We research 4,800 banks and credit unions in all 50 states to provide you with one of the most comprehensive comparisons of rates. When selecting the best savings account for you, look for the highest yield while also considering introductory rates, minimum balances and accessibility.
These are sponsored offers which we have rated highly for competitive rates, fees, and minimums. Learn more.
Min. Deposit: $0
Rates as of 02/23/26
This CD product by Capital One is Rated 4.4 Stars by Bankrate's CD Score™
The overall rating of Capital One is Rated 4.6 Stars by Bankrate's Institutional Scoring System™
The Bankrate CD Score™ is a 1 to 5 star rating to make it easier to evaluate financial products. An overall 1 to 5 score is also given to a financial institution based on three core categories: profitability, asset quality, and capital adequacy. Stars indicate how a bank compares to industry peer norms and standards on a quarterly basis as rated by Bankrate.
Get guaranteed returns with this limited-time CD rate offer.
APY: 3.85%
APY or, annual percentage yield (yearly return on investment) takes into account compounding of interest while interest rate does not.
Min. Deposit: $2,500
Rates as of 02/23/26
This CD product by Sallie Mae is Rated 3.9 Stars by Bankrate's CD Score™
The overall rating of Sallie Mae is Rated 4.0 Stars by Bankrate's Institutional Scoring System™
The Bankrate CD Score™ is a 1 to 5 star rating to make it easier to evaluate financial products. An overall 1 to 5 score is also given to a financial institution based on three core categories: profitability, asset quality, and capital adequacy. Stars indicate how a bank compares to industry peer norms and standards on a quarterly basis as rated by Bankrate.
Member FDIC Insured.
APY: 4.00%
APY or, annual percentage yield (yearly return on investment) takes into account compounding of interest while interest rate does not.
Min. Deposit: $25,000
Rates as of 02/23/26
This CD product by NexBank is Rated (Rating Unavailable) Stars by Bankrate's CD Score™
The overall rating of NexBank is Rated (Rating Unavailable) Stars by Bankrate's Institutional Scoring System™
The Bankrate CD Score™ is a 1 to 5 star rating to make it easier to evaluate financial products. An overall 1 to 5 score is also given to a financial institution based on three core categories: profitability, asset quality, and capital adequacy. Stars indicate how a bank compares to industry peer norms and standards on a quarterly basis as rated by Bankrate.
Member FDIC Insured.
APY: 3.65%
APY or, annual percentage yield (yearly return on investment) takes into account compounding of interest while interest rate does not.
Min. Deposit: $500
Rates as of 02/23/26
This CD product by Marcus by Goldman Sachs is Rated 4.5 Stars by Bankrate's CD Score™
The overall rating of Marcus by Goldman Sachs is Rated 3.8 Stars by Bankrate's Institutional Scoring System™
The Bankrate CD Score™ is a 1 to 5 star rating to make it easier to evaluate financial products. An overall 1 to 5 score is also given to a financial institution based on three core categories: profitability, asset quality, and capital adequacy. Stars indicate how a bank compares to industry peer norms and standards on a quarterly basis as rated by Bankrate.
Backed by the financial expertise of Goldman Sachs.
APY: 4.00%
APY or, annual percentage yield (yearly return on investment) takes into account compounding of interest while interest rate does not.
Min. Deposit: $0
Rates as of 02/23/26
This CD product by Synchrony Bank is Rated 4.5 Stars by Bankrate's CD Score™
The overall rating of Synchrony Bank is Rated 4.0 Stars by Bankrate's Institutional Scoring System™
The Bankrate CD Score™ is a 1 to 5 star rating to make it easier to evaluate financial products. An overall 1 to 5 score is also given to a financial institution based on three core categories: profitability, asset quality, and capital adequacy. Stars indicate how a bank compares to industry peer norms and standards on a quarterly basis as rated by Bankrate.
Open a CD Account with Great Rates and No Minimum Deposit.
APY: 4.10%
APY or, annual percentage yield (yearly return on investment) takes into account compounding of interest while interest rate does not.
Min. Deposit: $1,000
Rates as of 02/23/26
This CD product by United Fidelity Bank is Rated (Rating Unavailable) Stars by Bankrate's CD Score™
The overall rating of United Fidelity Bank is Rated (Rating Unavailable) Stars by Bankrate's Institutional Scoring System™
The Bankrate CD Score™ is a 1 to 5 star rating to make it easier to evaluate financial products. An overall 1 to 5 score is also given to a financial institution based on three core categories: profitability, asset quality, and capital adequacy. Stars indicate how a bank compares to industry peer norms and standards on a quarterly basis as rated by Bankrate.
Member FDIC Insured.
APY: 4.05%
APY or, annual percentage yield (yearly return on investment) takes into account compounding of interest while interest rate does not.
Min. Deposit: $1,000
Rates as of 02/23/26
This CD product by United Fidelity Bank is Rated (Rating Unavailable) Stars by Bankrate's CD Score™
The overall rating of United Fidelity Bank is Rated (Rating Unavailable) Stars by Bankrate's Institutional Scoring System™
The Bankrate CD Score™ is a 1 to 5 star rating to make it easier to evaluate financial products. An overall 1 to 5 score is also given to a financial institution based on three core categories: profitability, asset quality, and capital adequacy. Stars indicate how a bank compares to industry peer norms and standards on a quarterly basis as rated by Bankrate.
Member FDIC Insured.
APY: 4.10%
APY or, annual percentage yield (yearly return on investment) takes into account compounding of interest while interest rate does not.
Min. Deposit: $2,500
Rates as of 02/23/26
This CD product by Sallie Mae is Rated 3.9 Stars by Bankrate's CD Score™
The overall rating of Sallie Mae is Rated 4.0 Stars by Bankrate's Institutional Scoring System™
The Bankrate CD Score™ is a 1 to 5 star rating to make it easier to evaluate financial products. An overall 1 to 5 score is also given to a financial institution based on three core categories: profitability, asset quality, and capital adequacy. Stars indicate how a bank compares to industry peer norms and standards on a quarterly basis as rated by Bankrate.
Member FDIC Insured.
APY: 4.00%
APY or, annual percentage yield (yearly return on investment) takes into account compounding of interest while interest rate does not.
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receives compensation for being listed here. This compensation may impact how and where products appear on
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site (including, for example, the order in which they appear). These offers do not represent all deposit
accounts available. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit Union
deposits are insured by the National Credit Union Administration.
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